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h.way is a program of Leap Financial Inc. Leap Financial is not a bank. It is a technology services provider and card program administrator. The h.way Prepaid Mastercard is issued by Cross River Bank, Member FDIC. Funds deposited/loaded into your h.way Prepaid Mastercard account are held at Cross River Bank, Member FDIC, and are insured up to $250,000.See fdic.gov/deposit/deposits/prepaid.html for details. No overdraft/credit feature. For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

BY USING THIS CARD, YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The h.way Prepaid Mastercard card is issued by Cross River Bank (Member FDIC) pursuant to a license from Mastercard. This card must be surrendered upon demand.

FOR ANY QUESTIONS OR COMPLAINTS, CONTACT LEAPFINANCIAL INC. BY MAIL AT SOUTHWEST 28TH TERRACE, SUITE 202, MIAMI, FL 33133, WRITING to SUPPORT@H-WAY.COM, OR VISIT WWW.H-WAY.COM. FOR GENERAL INFORMATION ABOUT PREPAID ACCOUNTS, VISIT CFPB.GOV/PREPAID.

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h.way member SINCE SIGNUP DATE

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