Monarca
Instant Virtual Card
Shop online & in-store with mobile wallets
Monarca Prepaid Mastercard©
Order your card by mail, withdraw cash from over 55,000 ATM locations, and add to Apple Pay or Google Wallet to create distance when you need it most
Send & Request
Instant fee-less money transfers to other h.way account holders
Early Payday
Set up your payroll to receive your paycheck up to two days earlier!
Piggy Bank
Start safekeeping without a second thought, scheduling transfers from your main account or setting up automatic round-ups.
Mobile Reload
Purchase airtime mobile top-ups for multiple countries.
No charges for international usage
Travel the world with ease—enjoy no charges for international use with your card*
FDIC-insured up to $250K†kkkkllk
$0 / month
Level up with the Monarca Card
The nature of our money moves differently.
Choose a plan of financial evolution for your path.
Choose a plan of financial evolution for your path.
Monarca +
Instant Virtual Debit Card
Shop online & in-store with mobile wallets
Monarca Mastercard©
Order your debit card by mail, withdraw cash from over 60,000 ATM locations*, and add to Apple Pay or Google Wallet to create distance when you need it most
Send & Request
Instant fee-less money transfers to other h.way account holders
Early Payday
Set up direct deposit to receive your paycheck up to two days earlier
Piggy Bank
Save up with automatic round savings to build a prized emergency fund
Mobile Reload
Pay and send cell phone minutes of use abroad
Cash Hunter*
Save with your debit card to automatically receive coupons or cash back rewards
Fee-less Remittances*
Send whatever you need back home without worrying about fees
Financial Genie
Harness AI-powered budgeting tools to manage your spending and pay debt faster
Guardian Angel
Added protection up to $1,000 per year for selected medical emergencies
No minimum balance required kll
No charges for maintenance or international usage
FDIC-insured up to $250K kkkkllk
$9.99 / month
*membership benefit coming soon
INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges.
ATM Withdraws: In addition to our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges.
ATM Withdraws: In addition to our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Monarca
Instant Virtual Debit Card
Shop online & in-store with mobile wallets
Monarca Mastercard©
Order your debit card by mail, withdraw cash from over 60,000 ATM locations*, and add to Apple Pay or Google Pay to create distance when you need it most
Send & Request
Instant fee-less money transfers to other h.way account holders
Early Payday
Set up direct deposit to receive your paycheck up to two days earlier
Piggy Bank
Save up with automatic round savings to build a prized emergency fund
Mobile Reload
Pay and send cell phone minutes of use abroad
Cash Hunter*
Save with your debit card to automatically receive coupons or cash back rewards
Fee-less Remittances*
Don't worry about fees when you send more than $100 back home
No charges for maintenance or international usage
FDIC-insured up to $250K kkkkllk
$0 / month
Level up with the right plan
The nature of our money moves differently.
Choose a plan of financial evolution for your path.
Choose a plan of financial evolution for your path.
*membership benefit coming soon
INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges.
ATM Withdraws: In additional to our fee, you may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges..
INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges.
ATM Withdraws: In additional to our fee, you may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges..
MONARCA CARD PLANS
CHOOSE THE ONE THAT BEST FITS YOUR NEEDS
CARD PLANS
CHOOSE THE ONE THAT BEST FITS YOUR NEEDS
MONARCA CARD PLANS
CARD PLANS
CHOOSE THE ONE THAT BEST FITS YOUR NEEDS
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Virtual Card
Load your card account via ACH.
Transfer funds via ACH.
Set Payroll.
Send money to other h.way account.
Virtual Cards
EVERYTHING ON DEMAND
If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.
Setup your mobile wallet for Apple Pay or Google Pay
Load funds into your account via ACH
Transfer funds from your account via ACH
Setup direct deposit for early payday
Send money abroad faster*
*App feature not available until future update
International mobile reload any prepaid phone at no extra cost
Manage your virtual card right from the app
Monarca Cards
FOR US YOU ARE ROYALTY
A card with no fees that can help you pay when your balance is low.
Physical card
No maintenance fees or minimum balance
Get cashback benefits*
*coming soon
Feeless with first money load
A secure card to set your mind at ease
International use with no fees
QUETZAL CArds
THE MOST EXCLUSIVE, MADE WITH METAL
GUARDIAN ANGEL INCLUDED:
Your card includes $1,000 in medical expense assistance, unlimited international money transfers, no fee ATM, overdraft protection and more.
Up to $1,000 of assistance with medical assistance (not provided through MCB)
No ATM fees.
No fee remittances (not provided through MCB).
Overdraft coverage access.
VIRTUAL CARDS
EVERYTHING ON DEMAND
If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.
Setup your mobile wallet for Apple Pay or Google Pay
Load funds into your account via ACH
Transfer funds from your account via ACH
Setup direct deposit for early payday
Send money abroad faster*
*App feature not available until future update
International mobile reload any prepaid phone at no extra cost
Manage your virtual card right from the app
MONARCA CARDS
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FOR US YOU ARE ROYALTY
A card with no fees that can protect you from overdrafts and help you pay when your balance is low.
Physical card
No maintenance fees or minimum balance
Get cashback benefits*
*coming soon
Feeless with first money load
A secure card to set your mind at ease
International use with no fees
MONARCA
EVERYTHING ON DEMAND
If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.
Instant Virtual Debit Card
Shop online & in-store with mobile wallets
Monarca Mastercard©
Order your debit card by mail, withdraw cash from over 60,000 ATM locations*, and add to Apple Pay or Google Wallet to create distance when you need it most
Send & Request
Instant fee-less money transfers to other h.way account holders
Early Payday
Set up direct deposit to receive your paycheck up to two days earlier
Piggy Bank
Save up with automatic round savings to build a prized emergency fund
Mobile Reload
Pay and send cell phone minutes of use abroad
Cash Hunter*
Save with your debit card to automatically receive coupons or cash back rewards
Fee-less Remittances*
Don't worry about fees when you send more than $100 back home
No minimum balance required
No charges for maintenance or international usage
FDIC-insured up to $250K
$0 / month
MONARCA +
FOR US YOU ARE ROYALTY
A card with no fees that can protect you from overdrafts and help you pay when your balance is low.
Instant Virtual Debit Card
Shop online & in-store with mobile wallets
Monarca Mastercard©
Order your debit card by mail, withdraw cash from over 60,000 ATM locations*, and add to Apple Pay or Google Wallet to create distance when you need it most
Send & Request
Instant fee-less money transfers to other h.way account holders
Early Payday
Set up direct deposit to receive your paycheck up to two days earlier
Piggy Bank
Save up with automatic round savings to build a prized emergency fund
Mobile Reload
Pay and send cell phone minutes of use abroad
Cash Hunter*
Save with your debit card to automatically receive coupons or cash back rewards
Fee-less Remittances*
Send whatever you need back home without worrying about fees
Financial Genie
Harness AI-powered budgeting tools to manage your spending and pay debt faster
Guardian Angel
Added protection up to $1,000 per year for selected medical emergencies
No minimum balance required
No charges for maintenance or international usage
FDIC-insured up to $250K
$9.99 / month
CLoud Cards
EVERYTHING ON DEMAND
If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.
Setup Apple or Android Pay.
Manage your card from your phone.
Get cashback benefits.
No international fees.
A secure card impossible to clone.
Physical Cards
SMART CARDS
A card with no fees that can protect you from overdrafts and help you pay when your balance is low.
Free with first money load.
2 ATM network withdraw.
No fees international use.
Overdraft protection.
Premium CArds
ALL INCLUSIVE PROGRAM
For $9.99/mont your card gets $1,000 with an instant emergency fund, unlimited remittances, no fee ATM, overdraft protection and more.
$1,000 emergency vault.
No ATM fees.
No fee remittances.
Overdraft coverage access.
Let's eliminate financial abuse in our community.
Join the waitlist
Sign Up And Be Among The First To Enjoy Our Benefits
© Leap Financial Inc. 2023.
Copyright 2023 | All Rights Reserved
h.way is a program of Leap Financial Inc. Leap Financial is not a bank. It is a technology services provider and card program administrator. The h.way Prepaid Mastercard is issued by Cross River Bank, Member FDIC. Funds deposited/loaded into your h.way Prepaid Mastercard account are held at Cross River Bank, Member FDIC, and are insured up to $250,000.See fdic.gov/deposit/deposits/prepaid.html for details. No overdraft/credit feature. For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
BY USING THIS CARD, YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The h.way Prepaid Mastercard card is issued by Cross River Bank (Member FDIC) pursuant to a license from Mastercard. This card must be surrendered upon demand.
FOR ANY QUESTIONS OR COMPLAINTS, CONTACT LEAPFINANCIAL INC. BY MAIL AT SOUTHWEST 28TH TERRACE, SUITE 202, MIAMI, FL 33133, WRITING to SUPPORT@H-WAY.COM, OR VISIT WWW.H-WAY.COM. FOR GENERAL INFORMATION ABOUT PREPAID ACCOUNTS, VISIT CFPB.GOV/PREPAID.
