Welcome to h.way

money done your way

YOUR MONEY, YOUR WAY

iNTERNATIONAL
MONEY TRANSFERS

Transferred instantly at competitive exchange rates.

EARLY
PAYDAY

Get your paycheck up to two days in advance to avoid overdrafting and payday loans.

PIGGY
BANK

Set up automatic round-ups and put aside money without a second thought.

YOUR MONEY, YOUR WAY

IN-APP CARD
FREEZE / UNFREEZE

Be in total control of your account activity to keep you safe from yourself-or strangers, if you lose your card.

FRAUD
PROTECTION

Worry-free banking, fully monitored to block your account from suspicious activity with zero impact on your funds.

ID-THEFT MONITORING

Advanced identity verification to protect your personal information from being used by imposters.

YOUR MONEY, YOUR WAY

Effortless Deposits
& Withdrawals

Load your account your way—with a card, bank transfer, or cash at participating stores. Withdraw at any Mastercard ATM with no fees at in-network U.S. ATMs, and enjoy cash back at select merchants.

SEND AND
REQUEST

Money easily to h.way accounts or cards in the U.S. and abroad—fast, secure, and hassle-free.

TOP UP PREPAID PHONES

in the U.S. or abroad with talk, text, and data—quick, seamless, and hassle-free.

INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges. ATM WITHDRAWS: In addition to our fee.
You may also be charged a fee by the ATM operator, even if you do not complete a transaction. *Membership benefit coming soon.

MAKE MONEY MOVES IN ONE PLACE

Handle your money with ease and speed
no opening fees
$0 / month

iNTERNATIONAL
MONEY TRANSFERS

Transferred instantly, at a competitive exchange rates.

EARLY
PAYDAY

Get your paycheck up to two days 
in advance to avoid over drafting 
and payday loans.

PIGGY
BANK

Set up automatic round-up and put aside money without a second thoughts

NO MINIMUM BALANCE
$0 / month

IN-APP CARD
FREEZE / UNFREEZE

Be in total control of your account activity to keep you safe from yourself-or strangers, if you lose your card.

FRAUD PROTECTION

Worry-free banking fully monitored to block your account from suspicious activity with zero impact to your funds.

ID-THEFT MONITORING

Advanced identity verification to protect your personal information from being used by imposters.

NO MONTHLY FEES
$0 / month

DEPOSITS AND
TRANSFERS

Securely fund your account with external 
bank transfers and withdraw or deposit 
cash at over +90,000 ATM locations.

SEND AND REQUEST

Move money around between friends and family in the U.S. or abroad with instant transfers within the h.way app.

MOBILE
TOP UP

Pay and send cell phone minutes for use abroad by the ones you look out for the most.

INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges. ATM WITHDRAWS: In addition to our fee.
You may also be charged a fee by the ATM operator, even if you do not complete a transaction. *Membership benefit coming soon.

MAKE MONEY MOVES IN ONE PLACE

Handle your money with ease and speed
INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges. ATM WITHDRAWS: In addition to our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. *Membership benefit coming soon.

MAKE MONEY MOVES IN ONE PLACE

Handle your money with ease and speed
no opening fees
$0 / month

iNTERNATIONAL
MONEY TRANSFERS

Transferred instantly, at a competitive exchange rates.

EARLY
PAYDAY

Get your paycheck up to two days 
in advance to avoid over drafting 
and payday loans.

PIGGY
BANK

Set up automatic round-up and put aside money without a second thoughts

NO MINIMUM BALANCE
$0 / month

IN-APP CARD
FREEZE / UNFREEZE

Be in total control of your account activity to keep you safe from yourself-or strangers, if you lose your card.

FRAUD PROTECTION

Worry-free banking fully monitored to block your account from suspicious activity with zero impact to your funds.

ID-THEFT MONITORING

Advanced identity verification to protect your personal information from being used by imposters.

NO MONTHLY FEES
$0 / month

DEPOSITS AND
TRANSFERS

Securely fund your account with external 
bank transfers and withdraw or deposit 
cash at over +90,000 ATM locations.

SEND AND REQUEST

Move money around between friends and family in the U.S. or abroad with instant transfers within the h.way app.

MOBILE
TOP UP

Pay and send cell phone minutes for use abroad by the ones you look out for the most.

INTERNATIONAL USAGE: You may be subject to exchange rate charges when making international transactions with a different currency and ATM operator charges. ATM WITHDRAWS: In addition to our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. *Membership benefit coming soon.
Join us to achieve fair financial services

Community reviews

"Love how easy it is to open and that I don't have to use my SSN!!"
Anastasia Molodtsova
"FINALLY an awesome, minimal yet very useful banking app. hands down my new #1 trusted bank. thanks h.way"
Chey
"Que maravilla nunca me imaginé algo tan espectacular la reciben en todas partes y fácil de usar ......."
AQueentero
They get us, Latinos, like no other bank. No need for just a social security number; they accept licenses and passports too...
Jveqsports
Liked how installing was simple and everything. No minimum or loco fees. Nice card, well made app, and very easy to manage. Could not find how to send money to Colombia.
CandelaCa
"So glad I stumbled upon this app. It was easy to sign up, secure, and quick. I can receive payments from other members and easily request a physical card, no problem."
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*These are direct quotes from users on the Apple App Store and Google Play. They reflect individual experiences and opinions.
Results may vary and do not represent guarantees or claims by h.way.