Money Your Way

as seen & Heard on

MAKING YOUR HARD-EARNED MONEY LAST AND GROW

EARLY PAYDAY

Get your paycheck up to two days in advance to avoid overdrafting and payday loans.

BANK ACCOUNT

Unlock your financial power—grab your bank account and routing number.

MONARCA CARD

Elevate your shopping game—grab your physical and virtual Prepaid Mastercard.

PIGGY BANK

Start safekeeping without a second thought, scheduling transfers from your main account or setting up automatic round-ups.

HANDLE YOUR MONEY WITH EASE AND SPEED

DEPOSITS AND TRANSFERS

Securely fund your account with external bank transfers and withdraw or deposit cash at over 55,000 ATM locations.

SEND AND REQUEST

Move money around between friends and family in the U.S. with instant transfers within the h.way app.

Mobile Airtime Reload

Pay and send cell phone minutes for use abroad by the ones you look out for the most.

KEEPING YOUR MONEY AND YOUR ACCOUNT ALWAYS SAFE

FRAUD PROTECTION

“Worry-free, fully monitored protection to block your account from suspicious activity with zero impact to your funds.

ID-THEFT MONITORING

Advanced identity verification to protect your personal information from being used by imposters. Click here to learn more

IN-APP CARD FREEZE / UNFREEZE

Be in total control of your account activity to keep you safe from yourself—or strangers, if you lose your card.

MONARCA CARD PLANS

CARD PLANS

CHOOSE THE ONE THAT BEST FITS YOUR NEEDS

MONARCA CARD PLANS

CHOOSE THE ONE THAT BEST FITS YOUR NEEDS

CARD TYPES

CHOOSE THE ONE THAT BEST FITS YOUR NEEDS

Virtual Card

EVERYTHING ON DEMAND

Your virtual card is instantly available
for online and in-store shopping.

Use it anywhere debit cards are accepted online

Fraud protection to keep your money safe

Freeze/Unfreeze your card for more control

Easy setup for mobile wallets

Withdraw cash from contactless ATMs ¹

No fees on your international spending ²

physical Card

Bring IT anywhere YOU GO

A fee-less debit card with the flexibility
you need for everyday purchases.

No maintenance fees or minimum balance

Fee-less with first
money load

A hard copy of your card to use online or in-stores

A secure card to set your mind at ease

Earn cashback rewards on qualified purchases ¹

International use with
no fees ²

Fee-less cash withdrawals at over 60,000 ATMs ³

CARDLESS ACCOUNTS

EVERYTHING ON DEMAND

Cash loads
ATM withdraws
International Transfers
Instant transfer

cardless account

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JHON APPLESEED

Includes a vault of $1000 dollars for emergencies. When unlocked money will become instantly available.
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It includes unlimited zero fee international transfers.
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Provides overdraft protection at no cost, free ATMs and no international fees.
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Cashback on over 100 thousand retailers.

cloud cards

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physical cards

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premium cards

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h.way is a program of Leap Financial Inc. Leap Financial is not a bank. It is a technology services provider and card program administrator. The h.way Prepaid Mastercard is issued by Cross River Bank, Member FDIC. Funds deposited/loaded into your h.way Prepaid Mastercard account are held at Cross River Bank, Member FDIC, and are insured up to $250,000.See fdic.gov/deposit/deposits/prepaid.html for details. No overdraft/credit feature. For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

BY USING THIS CARD, YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The h.way Prepaid Mastercard card is issued by Cross River Bank (Member FDIC) pursuant to a license from Mastercard. This card must be surrendered upon demand.

FOR ANY QUESTIONS OR COMPLAINTS, CONTACT LEAPFINANCIAL INC. BY MAIL AT SOUTHWEST 28TH TERRACE, SUITE 202, MIAMI, FL 33133, WRITING to SUPPORT@H-WAY.COM, OR VISIT WWW.H-WAY.COM. FOR GENERAL INFORMATION ABOUT PREPAID ACCOUNTS, VISIT CFPB.GOV/PREPAID.

Money Done OUR WAY

as seen & Heard on

MAKING YOUR HARD-EARNED MONEY LAST AND GROW

EARLY PAYDAY

BANK ACCOUNT

MONARCA CARD

PIGGY BANK

HANDLE YOUR MONEY WITH EASE AND SPEED

DEPOSITS AND TRANSFERS

SEND AND REQUEST

Mobile Airtime Reload

KEEPING YOUR MONEY AND YOUR ACCOUNT ALWAYS SAFE

FRAUD PROTECTION

INSURED ACCOUNT

ID-THEFT MONITORING

IN-APP CARD FREEZE / UNFREEZE

MONARCA CARD PLANS

CARD PLANS

CHOOSE THE ONE THAT BEST FITS YOUR NEEDS

CARDLESS ACCOUNTS

Top-Up your account via ACH.

Transfer funds via ACH or Zelle.

Set direct deposit.

Send money to any cell phone.